| Common scams in the UK include impersonation fraud (police/bank), purchase scams on social media, HMRC phishing emails, and parcel delivery text scams. Fraudsters also use AI-generated images to lure victims (“granny traps”) and exploit the landline digital switchover. Always verify suspicious requests directly through official channels.
Common UK Scams & Fraud Types
- Impersonation & Phishing: Fraudsters pretend to be banks, HMRC, or the police, often claiming a security breach or a tax refund to steal personal details or one-time passcodes.
- Purchase Scams:Fake online shops or marketplace sellers on social media sites offer goods (tech, pets, vehicles) that never arrive.
How to Stay Safe
- Stop, Challenge, Protect: Take a moment to think before parting with money or information.
- Check Official Websites: Do not use links in unexpected texts or emails.
- Verify Identity: Contact companies directly using a verified number, not the one provided in a potential scam message.
- FCA Warning List: Check the Financial Conduct Authority | FCA register to verify if an investment firm is legitimate.
- Never Share PINs: Banks or police will never ask for your PIN or bank card.Financial Services Compensation Scheme | FSCS +4
If you believe you have been a victim, report it to Action Fraud via their website or call 101, and report scams to your bank immediately. |
